FREE Financial Literacy Class

Register for FREE Financial Literacy Class

“An investment in knowledge always pays the best interest” – Benjamin Franklin

Our MISSION is to help 1 MILLION Filipino Families to be Financially Educated by YEAR 2020

Why do we need Financial Literacy Class?

1. UNCERTAIN LABOR MARKET
Advances in technology today replaces more and more workers due to powerful software system and automation. Manufacturing jobs are moving overseas to cut cost.

2. LOW SAVINGS AND HIGH DEBT
It has a major impact on retirement. More Filipinos have little to no savings at all. Most of us are buried in Debt. They don’t manage their finances properly and when emergency arises, their only option is Debt or Loans. When you look around, a lot of Senior Citizens people are still working , some of them rely on their children and on charities.

3. THE HIGH COST OF EDUCATION
The cost of today’s education is already expensive. How much more would you think it would be in
the future. Lack of preparation for college planning will hurt the younger generation.

4. INCREASING COST OF LIVING
Every year, the price of goods and services are increasing from 3% to 5%.

Take Control of your FUTURE

If we don’t prepare for this, how secure do you think our FUTURE will be. If we don’t know how to prepare, do you think we will be Financially Free in the future? Do you think we can RETIRE? Do you think, you will not be a burden to your children in the future?
The future is NOT in the government’s hand nor in our employer’s hand.

The Future is in our hands

Our first step is to have Financial Education to open our eyes and our minds. We need to learn how to:

MAKE MONEY
SAVE MONEY
GROW MONEY
PROTECT MONEY

We need to understand how money works and how money will work for us.

Please DO NOT register if you will not be able to attend the Free Financial Coaching Class in MAKATI.

IMG Office, 10th Floor, The World Center, Gil Puyat Ave. (In Front of MAPU)

Let us give chance to others who really wants to learn!

To register, please complete the below information:

[contact-form to=”m_manahan101@yahoo.com” subject=”Registration for Free Financial Literacy Class”][contact-field label=”Name” type=”name” required=”1″][contact-field label=”Age:” type=”text” required=”1″][contact-field label=”Email” type=”email” required=”1″][contact-field label=”Contact No.” type=”text” required=”1″][contact-field label=”Occupation:” type=”text” required=”1″][contact-field label=”Message:” type=”text”][contact-field label=”Schedule:” type=”radio” required=”1″ options=”Tuesday – 10:00 AM,Tuesday – 2:00 PM,Tuesday – 7:00 PM,Thursday – 10:00 AM,Thursday – 2:00 PM,Thursday – 7:00 PM,Saturday – 10:00 AM,Saturday – 2:00 PM,Saturday – 6:00 PM,Sunday – 3:00 PM”][/contact-form]

 

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What is investing in Mutual Fund?

What is investing in Mutual Fund really?

Most of us are skeptical when we heard investing in Mutual Fund. Some will tell us that it is scam, pyramiding or networking. I cannot blame them or argue with them, maybe they have no idea about investing in Mutual Fund yet.

Are you? If not, let us learn together.

WHAT IS INVESTING?

Investing as Investopedia defined is the act of committing money or capital to an endeavor (a business, project, real estate, etc.), with the expectation of obtaining an additional income or profit. Investing requires knowledge, purpose, target amount and timeline in order for our investment to grow. Invest in knowledge first by reading valuable books, blogs, video blogs or attend seminar (free or paid). Know the purpose, it may be for retirement, educational funds etc. Let us also take consideration the target Amount and timeline in order for us to succeed and hit our goal.

In choosing investment vehicle, we need to understand whether or not the investment vehicle we chose beats inflation. For example, does the interest of our money deposited in the bank savings account beats inflation? If no, is there any alternative?

Inflation is the price increase of commodities and services over time resulting to decrease in one’s purchasing power. Inflation is a major factor to consider when we are building up our financial future. For example, 100 pesos today will be 97 pesos next year.

Did you know that you can protect your money against the effects of inflation by investing in mutual funds? Investing in mutual funds protects you money against the effect of inflation. Savings accounts in banks are good as it serves emergency funds but certainly there are not enough, for they are susceptible to inflation and can make your money value less over time.

WHAT IS MUTUAL FUND? WHY CHOOSE MUTUAL FUND AS INVESTMENT VEHICLE?

Mutual Fund is money pooled from a certain number of investors or Continue reading “What is investing in Mutual Fund?”

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