How to Build A Solid Financial Foundation?

Getting to KNOW the basic Financial Concepts and/or understanding the Building Blocks of a Solid Financial Foundation may not be the most exciting subjects to learn or talk about. Isn’t it? It is how are mindset is? It’s who the most of us are.

Did you know that this Financial Foundation could save you in case of unexpected circumstances or expenses?

Build a Solid Financial Foundation is just like Building House. You must start or build it from the group up.

  1. You must have proper healthcare coverage in the event of a serious health problem or sickness.
  2. You must have proper protection in the event of premature death.
  3. Manage and Pay off all your bad debts.
  4. Set aside 3 to 6 months’ worth of income to deal with sudden changes in the job or business.
  5. Save and make long term investments.

Learn more of this in our seminar in Makati held every Tuesday, Thursday and Saturday at 10am, 2pn and 6pm. Sunday at 3pm. Register here >>>

Cannot attend in Makati? Attend our Webinar. Register here >>>

Learn from the experiences of many including our IMG mentors Benj and Fely Santiago, Malvin and Matin Leano, Arnel and Jill Pablo to name a few. Learn also from the experiences of Korina Sanchez, Sharon Cuneta and others.

As Megastar said “Right now, yes, I am [liquid]. A few months ago, when my mommy was sick up to the time when she passed away, everything I had was in solid investments, in properties. You could not really dispose them quickly because they are all pretty high end. You can’t sell something overnight. When my mama died, I didn’t know where I was going to get the next million,” she confessed.

Congratulations to all who are taking their first steps in Building a Strong Financial Foundation. As I always telling you that it may be hard at first, but sooner you will understand and appreciate its importance. You only need to have proper discipline, patience and right mindset.

“Financial Education is not just for wealthy – it’s for everyone” – SSBYF Book

Reference: SSBYF Book, ABS-CBN


How to invest in Soldivo (Mutual) Fund?

As a newbie investor, we are overwhelm of so many information spreading in the net and we don’t know which one to read and follow. Investing in Mutual Fund – Soldivo Funds made easy. Read below:


SOLDIVO Funds are investment vehicles of choice for investors who seek diversified, well-managed funds that can fuel the fulfillment of life’s dreams. For investors who are committed to disciplined execution, Soldivo Funds are basic components in an investment portfolio geared for growth.

For as low as P5,000.00 you can already open your Soldivo account(s) and increments of P1,000 thereafter.

  1. The Soldivo Bond Fund – excellent alternative to traditional savings accounts
    2. The Soldivo Strategic Growth Fund – best investment option for long-term capital growth

SOLDIVO has authorized capital stock of P500 million. Kaiser International Healthgroup Inc. set up the fund and holds 80% ownership of it, while Rampver Financials and Insurance Agency Inc. owns the remaining 20% and also act as the investment manager of the SOLDIVO Fund.

Did you know that International Marketing Group (IMG) and Rampver Financials inked partnership to both help Filipino families who wish to attain financial independence? With this partnership, IMG members get exempted for paying a sales load fee of 1% to 3.5% or higher depending on a broker’s discretion. With IMG’s zero percent (0%) sales load, members can fully invest their hard-earned money. Aside from that IMG offers lifetime free seminars on financial literacy including seminars on how to invest in Mutual Fund by Rampver.

If you want to learn more about this attend Free Financial Literacy Class / Financial Coaching in Makati. We also have in Batangas City, Calamba and other. Register here > > > so we could assist you better.

For working Filipino’s abroad (OFW’s), in far provinces and the like, we offers WEBINAR. You only need to Download Zoom Cloud Meeting in your PC, Android Phones and IOS. Register here >>>

The following procedure will guide you how to invest in SOLDIVO Funds through RAMPVER Financials.

For INITIAL INVESTMENT, Investor for Individual / Joint Account must accomplished the following:

  1. Client Information Sheet
  2. Subscription Transaction Form
  3. Foreign Account Tax Compliance Act (FATCA)
  4. FAO form (For Minors), for FAO Account only
  5. Copy of Two (2) Photo Bearing Valid IDs, per investor, with three specimen signatures
  6. NSO Copy of Birth Certificate, for FAO Accounts only
  7. Proof of Payment
    • Check – must payable to the fund of choice
    • Cash – Must be made in RAMPVER Financial’s office

Note: Investors with US Indicia will not be allowed to invest in any SOLDIVO Funds


For Manual Booking, Do the following:

  1. Subscription Transaction Form
  2. Mode of Payment
    • Check – must payable to the fund of choice
    • Cash – Must be made in RAMPVER Financial’s office

Note: All transactions made thru this facility should undergo regular booking procedures

For Automatic Booking (BPI Express Online)

To Enroll SOLDIVO Fund(s):

  1. Go to and log into your BPI Online account.
  2. In the main menu, select the following: Payments & reloading → Bills Payment → Enroll Other Bills
  3. On the e-form, fill in your BPI account details.
  • Under the ‘Company Name’, select the Fund name:
    • Soldivo Strategic Growth Fund, Inc.
    • Soldivo Bond Fund, Inc.
  • Under ‘Reference Number’ enter your corresponding folio number (e.g. 600xxxxxxx).
  1. Click ‘Submit’.
  2. You will receive a confirmation notice of your enrolment and a copy sent to your registered email address. You may now make your additional investment online.



  1. Go to and log into your BPI online account.
  2. In the main menu, select the following: Payments & Reloading Bills Payment Pay Bills Today
  3. On the e-form, under ‘Pay’, select the fund name with the corresponding folio number
  • Input the amount to be invested
  • Select which BPI Account to be used for payment
  1. Click ‘Submit’.
  2. A pop up window will appear verifying your investment details, click ‘OK’.
  3. You will receive a confirmation code of your investment thru your registered email address.


1.Visit any BPI Branch

2.Fill-out a Deposit/Payment Slip. Fill in the following details:

  • Under ‘Account Name/Merchant’s Name’, indicate the fund’s complete name.
  • Under ‘Reference No.’, indicate your folio number (e.g. 600xxxxxxx).

Note: Investments transacted after 12:00NN cut-off period will be booked on the next banking day.

It is highly recommended that you send a copy of the bills payment to your account officer for verification.

For IMG members who have zero percent sales load fee as benefit, accomplished form and payment will be submitted to IMG Makati Office.

Download the form here >>> Soldivo Funds Form

Reference: Inquirier,