How to invest in Soldivo (Mutual) Fund?

As a newbie investor, we are overwhelm of so many information spreading in the net and we don’t know which one to read and follow. Investing in Mutual Fund – Soldivo Funds made easy. Read below:


SOLDIVO Funds are investment vehicles of choice for investors who seek diversified, well-managed funds that can fuel the fulfillment of life’s dreams. For investors who are committed to disciplined execution, Soldivo Funds are basic components in an investment portfolio geared for growth.

For as low as P5,000.00 you can already open your Soldivo account(s) and increments of P1,000 thereafter.

  1. The Soldivo Bond Fund – excellent alternative to traditional savings accounts
    2. The Soldivo Strategic Growth Fund – best investment option for long-term capital growth

SOLDIVO has authorized capital stock of P500 million. Kaiser International Healthgroup Inc. set up the fund and holds 80% ownership of it, while Rampver Financials and Insurance Agency Inc. owns the remaining 20% and also act as the investment manager of the SOLDIVO Fund.

Did you know that International Marketing Group (IMG) and Rampver Financials inked partnership to both help Filipino families who wish to attain financial independence? With this partnership, IMG members get exempted for paying a sales load fee of 1% to 3.5% or higher depending on a broker’s discretion. With IMG’s zero percent (0%) sales load, members can fully invest their hard-earned money. Aside from that IMG offers lifetime free seminars on financial literacy including seminars on how to invest in Mutual Fund by Rampver.

If you want to learn more about this attend Free Financial Literacy Class / Financial Coaching in Makati. We also have in Batangas City, Calamba and other. Register here > > > so we could assist you better.

For working Filipino’s abroad (OFW’s), in far provinces and the like, we offers WEBINAR. You only need to Download Zoom Cloud Meeting in your PC, Android Phones and IOS. Register here >>>

The following procedure will guide you how to invest in SOLDIVO Funds through RAMPVER Financials.

For INITIAL INVESTMENT, Investor for Individual / Joint Account must accomplished the following:

  1. Client Information Sheet
  2. Subscription Transaction Form
  3. Foreign Account Tax Compliance Act (FATCA)
  4. FAO form (For Minors), for FAO Account only
  5. Copy of Two (2) Photo Bearing Valid IDs, per investor, with three specimen signatures
  6. NSO Copy of Birth Certificate, for FAO Accounts only
  7. Proof of Payment
    • Check – must payable to the fund of choice
    • Cash – Must be made in RAMPVER Financial’s office

Note: Investors with US Indicia will not be allowed to invest in any SOLDIVO Funds


For Manual Booking, Do the following:

  1. Subscription Transaction Form
  2. Mode of Payment
    • Check – must payable to the fund of choice
    • Cash – Must be made in RAMPVER Financial’s office

Note: All transactions made thru this facility should undergo regular booking procedures

For Automatic Booking (BPI Express Online)

To Enroll SOLDIVO Fund(s):

  1. Go to and log into your BPI Online account.
  2. In the main menu, select the following: Payments & reloading → Bills Payment → Enroll Other Bills
  3. On the e-form, fill in your BPI account details.
  • Under the ‘Company Name’, select the Fund name:
    • Soldivo Strategic Growth Fund, Inc.
    • Soldivo Bond Fund, Inc.
  • Under ‘Reference Number’ enter your corresponding folio number (e.g. 600xxxxxxx).
  1. Click ‘Submit’.
  2. You will receive a confirmation notice of your enrolment and a copy sent to your registered email address. You may now make your additional investment online.



  1. Go to and log into your BPI online account.
  2. In the main menu, select the following: Payments & Reloading Bills Payment Pay Bills Today
  3. On the e-form, under ‘Pay’, select the fund name with the corresponding folio number
  • Input the amount to be invested
  • Select which BPI Account to be used for payment
  1. Click ‘Submit’.
  2. A pop up window will appear verifying your investment details, click ‘OK’.
  3. You will receive a confirmation code of your investment thru your registered email address.


1.Visit any BPI Branch

2.Fill-out a Deposit/Payment Slip. Fill in the following details:

  • Under ‘Account Name/Merchant’s Name’, indicate the fund’s complete name.
  • Under ‘Reference No.’, indicate your folio number (e.g. 600xxxxxxx).

Note: Investments transacted after 12:00NN cut-off period will be booked on the next banking day.

It is highly recommended that you send a copy of the bills payment to your account officer for verification.

For IMG members who have zero percent sales load fee as benefit, accomplished form and payment will be submitted to IMG Makati Office.

Download the form here >>> Soldivo Funds Form

Reference: Inquirier,


Why Kaiser 3 in 1 Investment Product?

Bakit nga ba maganda magkaroon ng Kaiser 3 in 1 Investment Product ang bawat miyembro ng Pamilya lalo na yung mga bread winner.
Kapag hindi ka na employed at binawi na nung dati mong employer yung shorterm HMO mo, hindi ka magwoworry kung maospital ka.
Kapag hindi mo nagamit ang annual health care coverage mo hindi sya naeexpire unlike short-term health care (HMO) na no refund ang premiums magamit muman or hindi. Sa Kaiser marereceive mo ang guaranteed Long-term care bonus (cash) sa maturity.
May kasama na syang life insurance for income replacement or protection para sa family just in case may nangyari sa policy holder.
Waived na ang payment kung may nangyari sa policy holder, means wala ng babayaran ang family kahit 1 year palang nakakainvest ang policy holder, ma transfer pa ang health care coverage sa beneficiary.
Nakainvest sa mutual fund ang health fund kaya nag-eearn sya ng 10% rate of returns at may variable earning pa depende sa performance ng stock market.
Good as cash sya pagdating ng maturity, So pwede kang mag-withdraw gamit ang iyong visa card. Hanggat may fund ang account mo, patuloy lang ang pag-earn ng 10% rate of returns (compounded) annually.
Covered ka kahit beyond 60 years old ka na, as long as you live at may fund ang iyong acçount!
In case of emergency, pwede magamit as family assistance.
Maari kang magkaroon nito sa halagang P88.23 a day mas mahal pa ang 1pc chic N’ joy na may drinks & fries bes?
• Sinu ang pwedeng maka avail nito?
Lahat ng nasa 10-60 years old mayaman man o mahirap
basta healthy ay qualified po for this program?
• If you really love your family at ayaw mong maging burden sa kanila either you die too soon or you live too long.
Get Kaiser 3 in 1 ,(Longterm Healthcare, Life Insurance +
Investment) as early as you can, “mas daig ng maagap ang
Para sa klaro at kumpletong detalye, pm lang sa post na ito about your inquiry. or PM me or at 09152069138 / 09081688375🙂
PS: Maari din makakakuha ng Kaiser Senior Care ang isang Senior Citizen na age 61-100 years old.
#PayYourselfFirst #GetInsured #ProtectUrFamily
Credits to Mr. Roberto Prudente for this post!
Cheers to you and your Family’s Future!

Investing in Mutual Fund for Beginners in the Philippines

Mutual Fund Illustration by

To achieve financial freedom, we must take action and control our personal finances.  Learn how to track our expenses and know proper budgeting. Practice saving regularly a portion of our monthly salary for emergency funds and future investment. Remember to insured our life and health first before we proceed investing in other investment vehicles.

What is Mutual Fund and why invest with this kind of investment?

Mutual Fund is a collection of funds of individual, entity, corporation or other investor and managed by a professional fund manager of an investment company. The pooled funds are then invested by a fund manager to a diversified portfolio like stocks, bonds and other instruments.

The following are the four types of Mutual Funds where the pooled assets are invested:

  1. Money Market Funds -less risky than other funds but low returns. Short term only (1 year or less). Invest in short-term time deposits, corporate bonds and government securities.
  2. Bond Funds – lesser risk than other funds and the returns is greater than Money Market Funds.  Medium to long-term. Invest in bonds issued by corporations and the Philippine Government.
  3. Balanced Funds- medium to high risk but with possible higher earning returns than Bond Funds. Invest in combination of both individual bonds and stocks.
  4. Stock Funds / Equity Funds – high risk but possible highest return from other types of funds. Invested primarily in individual stocks listed in the Philippine Stock Exchange.

Advantages in Investing in a Mutual Fund Continue reading “Investing in Mutual Fund for Beginners in the Philippines”


Saving and Investing Tips for Pinoy

image from of“The earlier start investing, the more time the money can grow” – Sounds familiar? Well, you might heard of it saying by most financial gurus, planners or investment advocates in the seminar, webinar or read it in the financial blog. While it is being true, putting it into practice might be hard for many due to lack of financial education and personal motivation to do it.

In this scenario, educating ourselves and eventually learning the importance of the following tips will help us achieve our goal. Continue reading “Saving and Investing Tips for Pinoy”