Paano nga ba maging “Financially Literate”

Paano nga ba maging “Financially Literate”? Naitanong mo na ba ito sa iyong sarili? Naghanap ka ba ng maaaring solusyon sa iyong katanungan?

Alamin kung paano maging “Financially Literate”!

Attend our FREE “The Secret To SAVING and BUILDING your FUTURE” Seminar by IMG Truly Rich Makers.

What you will going to learn if you attend the IMG Truly Rich Maker seminar?

You will learn the concrete and practical ways on how to become financially and debt free. Take a look at the topics that will be discussed in the seminar:

Practical Money Management Strategies
– The X-Curve Concept: The Blueprint of Financial Planning
The Six (6) Steps to Financial Freedom
– How Money Works
Investment Strategies
How to Build a Solid Financial Foundation
– How to Create Millions with P1,000/month investment

Financial Planning and Goal Setting Workshop
– Types of Goal-Setters
– What Financial Stage Are You in?
– Powerful Strategies to Achieve Your Financial Goals
– How to Increase Your Cash Flow
– How to Have a Total Financial Peace of Mind
– How to Become Your Own Financial Expert

Other Topics You Can Learn:
– Getting Out of the Debt Trap
– Investment Principles
– The Spiritual Side of Money
– The Winner’s Mindset
– Estate Planning
Health Management


Usual Schedule:

The World Center Makati
– Every Tuesday, Thursday and Saturday
👉1st Session – 10am
👉2nd Session – 2pm
👉3rd Session – 7pm
-Sunday @3pm

LIPA CITY, Batangas
– Every Sunday @ 1pm

BATANGAS City Financial Center
– Every Monday, Wednesday and Friday
👉 1st Session – 2pm
👉 2nd Session- 6pm

IMUS CAVITE Financial Center
– Every Wednesday, Thursday and Friday
👉 1st Session – 2pm
👉 2nd Session- 6pm
– Every Saturday @10am
– Every Sunday @2pm


If your location was not mentioned above and you’re interested to attend the FREE “The Secret to Saving and Building Your Future” Seminar? you can still register and you’ll be informed where is the Financial Center nearest you and its’ schedule. REGISTER here >

If you are out of the country working as OFW’s, Seaman or Seafarers and the like. Register in our Webinar:

or Private Message us your Full Name, Email Address and Contact No. for slot reservation.


Paano matutunan ang Financial Planning to Secure Your Family’s Future?

Financial Planning? – Paano nga ba matutuan ito para matulungan natin ang ating pamily masiguro ang kanilang kinabukasan.

Gusto nyo ba matutunan ang Financial Planning to secure your Family’s Future?

Lahat naman gustong matutunan ang Financial Planning lalo na pag-iipon. Yung iba nga, laging sinasabi na gusto nilang yumaman. Pero “gusto” nga ba talaga natin o hanggang “wish” na lang tayo? Ang hirap kasing mag-ipon di ba? Parang feeling kawawa tayo pag hindi tayo nakasabay, pag hindi tayo nakakain sa mga sikat na kainan, pag hindi updated ang mga gadget natin, pag di tayo nakasama sa lakad ng barkada, pag wala tayong bagong pamporma. Hindi nauubos yung excuses natin!

“Saka na lang pag lumaki na sahod ko. Saka na lang pag may sumobra. Saka na lang pag na-promote na ko. Saka na lang pag natapos ko na mga bayarin ko.” Pero napapansin mo ba? Hindi nauubos yung mga dahilan natin! Kaya hindi rin tayo nagsisimula. Ilang taon na tayong nagta-trabaho, wala pa rin tayong naiipon.

Kung sawa ka na sa mga excuses mo, kung sawa ka na sa balanse ng bank account mo, kung gusto mo na talagang magsimula, kung seryoso ka na at gusto mo talagang mag-ipon, Click mo lang ito para matutunan ang Personal Financial Planning>>> NO More Goodbye’s to Secure Your Family’s Future

Matutunan mo dito ang mga sumusunod:
– Learn New Ways of Saving Money
– Learn More About Financial Planning
– Increase Cash Flow
– Savings and Investment Program and many more.


Partners Training in IMG

“The journey of a thousand miles begins with one step”

Congratulations and Welcome to all new members and partners.

The common denominator why they join IMG primarily to learn how to save and invest correctly. Like for example to a seafarer na gusto mag save for the rainy days dahil alam nya na hindi forever ang kaniyang trabaho. Na realize lang nya na kailangan talaga ang Financial Literacy when his father passed-away.

May kasabihan nga na best time to save and invest is YESTERDAY and the second best time is NOW.

IMG teach people how to save and invest the right way and transform  family people from spender to saver.

It is never to late. IMG offers Free Financial Literacy Seminar and Investment Class in Makati, Imus Cavite, Batangas City, Lipa City Batangas, Sta Rosa Laguna, Calamba laguna.

Contact 0915-206-9134 / 0908-1688-375 for registration or in Facebook

For OFW’s and other provinces, Click register for webinar:


Why Invest in your Future?

Take the First Step: Invest in your Future

When we we’re young, depending on the family or environment we grow up with, proper protection like life Insurance, Health Insurance and Investment are not commonly discussed. We are unaware of its benefits – to us and especially to our family.

I was skeptical also about it because of hearsays from relatives and friends. I do have Health Care /Medical especially when I was employed here in the Philippines and abroad, but I’m not aware of its full potential. I realized it sooner when I attended Free Financial Literacy class of IMG in Makati office how you can properly build up strong Financial Foundation.

As an Overseas Filipino Worker (OFW) myself, I was enlightened by the great information I learned from the class. Most probably, it not all, and by first-hand experience, OFW’s go home without enough savings and sometimes still have recurring debt. I have known some at the age of 60 still working overseas to support his family and extended families. What happened you may asked? Also, remembering this scenario made me think, what my life would be at the age of 60? Am I still working or enjoying the remaining days of my life?

The phenomena of OFW’s going home broke, most probably due to underlying factors:

  1. No Proper or Strong Financial Foundation of both OFW and Family.
    • Without it proper Financial foundation, both OFW and family may opt to overspending that could result of having no savings and worst case scenario, fall into debt.
  2. Change of Life style or habit
    • Admit it or not, we opt to purchase something we don’t have before when we are young like shoes, etc. Sometimes peer pressure is the common culprit and influence of mass media.
  3. Manana habit or Procrastination
    • One of the culprit also is being lazy and having to adapt the habits of “mamaya na, saka na yan pag mas Malaki na sweldo ko”. Believe me if you cannot save small amount now how could you in the future. Hope you could.

Yes! We can take charge of our future by investing in Financial Education and right discipline. It could be hard at first but with dedication and perseverance – goal is achievable. Remember that you and your family’s future is not in the hands of others, but in your hands.

Remember that to attain financial independence you must have discipline, dedication and perseverance. List down your goal and stick with it. Read Books and attend Financial Literacy Class (Free or Paid). Apply the knowledge that you learned from it. Learn how to save and invest the right way.

As for me, I could have retire earlier if I have known how to save and invest the right way earlier. But is not too late to learn. I suggest to keep on learning and attend financial literacy class at IMG and learn the following:

  1. 6 Steps to Financial Security
  2. How to Prepare for your financial future: X-Curve Concept
  3. How Money Works (The Rule of 72)
  4. Prosperity Formula
  5. How to Build Wealth – the safe and correct way
  6. Learn how to beat inflation

Strong Financial Foundation could lead into a better future for you and your family. Don’t procrastinate and start now. Congrats if you already did! You are in the right tract. Share also to your family and friends what you had learn. “Di ba sharing is good”.

Move Forward! Invest in your Future and Take Action!

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The Future – Realization and Its Challenges

The Future – Realization and Its Challenges

In the world where everything seems moving so fast, so as our age. Isn’t it? Someday we will feel all of the sudden that we cannot do the things we usually do. Our body will eventually weaken as we continue to age. Come to think of it – What lies ahead in the future? Are we prepared for the challenging times ahead or are we not? What if we live too long, who will take care of us? What if we die too young who will take care of our family once were gone? Without preparation, whether we like or not most of us will face seemingly challenging life ahead like the following:

  1. Uncertain Labor Market
    • Robotics, automation and powerful software have been developed which causes unemployment.
  2. Low Savings and High Debt
    • Without proper financial knowledge we have to work beyond 65 years of age in order to survive
  3. High Cost of Education
    • Apparently we are experiencing it every year.
  4. Increasing Cost of Living and the like


Our future is in our hand – we must take control by educating ourselves in all aspects of personal finance. It is not easy but we must. Know our priority and understand the building blocks of a solid financial foundation like the following:

  1. Increase Cash Flow
    • Proper identification of wants and needs, additional income through online selling and the like
  2. Health Care (Long Term and Short Term Care)
    • Get appropriate health care coverage to ensure proper protection in case of serious sickness or health problem.
  3. Protection/Life Insurance
    • Ensure proper protection in the event of premature death. If this happens, then you have instant money to pay off any responsibilities and liabilities left behind.
  4. Manage and Eliminate Debts
    • Pay more than minimum and reduce your debt sooner. Debt can turn into a disease and could control life and diminish happiness and limit freedom. Getting out of debt maybe one of the hardest thing to do and it takes time and effort. But you must persevere because you can never be truly free until you are debt free. Live within your means.
  5. Emergency Fund
    • Set aside at least 3-6 months’ income to help cope with emergencies and unexpected circumstances like job loss, business not going well, Home or car repairs, illness, disaster, etc.
  6. Investment
    • Save and make long-term investments for retirement and educational needs of your children. Remember to save and invest the right way.

We must consider our healthcare and protection as a priority. For example you get sick, disabled or die suddenly, your savings might not last very long. It is advisable that we get long-term healthcare and life insurance as our investments. Having equipped with strong financial education and foundation is a must to build and secure our financial future.

Proper Financial Education and discipline will take care of us and our family’s future when time arises such as if we live too long or we die too young. This will also prepare ourselves when we retire and not to be dependent on someone else’s income. Invest in our future by acquiring Financial Education, exercise discipline and apply the knowledge you learn.

As Bill Gates once said, “If you were born poor, it is not a mistake; but if you die poor, it is a mistake. Remember that financial education is not just for the wealthy – it’s for everyone.

Credits to “The Secret to Saving & Building Your Future” book.